Borrowing – Columbus Chamber http://columbus-chamber.org/ Sat, 25 Sep 2021 01:54:07 +0000 en-US hourly 1 https://wordpress.org/?v=5.8 https://columbus-chamber.org/wp-content/uploads/2021/05/cropped-icon-32x32.png Borrowing – Columbus Chamber http://columbus-chamber.org/ 32 32 GOP plans to spend federal stimulus may not be allowed https://columbus-chamber.org/gop-plans-to-spend-federal-stimulus-may-not-be-allowed/ https://columbus-chamber.org/gop-plans-to-spend-federal-stimulus-may-not-be-allowed/#respond Wed, 07 Apr 2021 23:17:38 +0000 https://columbus-chamber.org/gop-plans-to-spend-federal-stimulus-may-not-be-allowed/ MADISON, Wisconsin (AP) – Majority of Wisconsin Republicans’ plans to spend $ 3.2 billion in federal stimulus funds may not be allowed under law or may need to be paid back, non-partisan analysis shows fast moving bills. the Legislature. Republicans are set to pass bills that would spend the federal money the way they want, […]]]>

MADISON, Wisconsin (AP) – Majority of Wisconsin Republicans’ plans to spend $ 3.2 billion in federal stimulus funds may not be allowed under law or may need to be paid back, non-partisan analysis shows fast moving bills. the Legislature.

Republicans are set to pass bills that would spend the federal money the way they want, rather than the way Democratic Governor Tony Evers sees fit. The law gives the governor control over most of the money and he provided few details on how he intends to spend it. Evers has signaled he will veto Republican measures.

A set of 11 bills introduced by Republicans this week were due for a public hearing and vote in the joint finance committee of the budget drafting legislature on Wednesday. The bills specify how approximately $ 2.7 billion of state money would be spent, with an unspecified additional amount going to unemployment insurance benefits.

However, the non-partisan Tax Legislative Office has determined that three of the proposed proposals call for spending about $ 626 million in areas not permitted by federal law. In addition, a $ 1 billion property tax cut for all Wisconsin homeowners and money earmarked for UI may have to be refunded by the state, the finance office said.

The Fiscal Bureau said it appears federal law would not allow Republican proposals to withdraw $ 250 million in bonds used for transportation projects; $ 308 million in loans for local road projects; and $ 68 million to replace a statewide public safety communications system and increase the number of psychiatric beds at Sacred Heart Hospital in Eau Claire.

Federal law generally allows the money to be used by 2024 to respond to the coronavirus pandemic; replace income lost due to the pandemic; investing in water, sewers and broadband infrastructure; paying essential state workers up to $ 13 an hour; and pay non-government entities that transport passengers and goods for the government.

However, no specific guidance on the use of federal money has been issued, leading the Wisconsin Fiscal Bureau to say that it is not clear in many circumstances whether Republican bills would be allowed. .

The Republican spending proposals that would be allowed, according to the Tax Office, included $ 500 million for broadband expansion; $ 200 million for small businesses; $ 150 million for nursing homes and assisted living facilities; $ 75 million in tourism subsidies; $ 61 million to fight water pollution; and $ 50 million for rural economic development.

Even if the legislature passes the measures, perhaps as early as next week, the bills will likely face a veto from Evers. Asked about the GOP’s intention to come up with its own proposals, an Evers spokeswoman spoke of her vetoing a bill that would have required the legislature to approve how the money is spent.

Evers last week said that it consider spending $ 600 million of federal money to help small businesses; $ 50 million for the tourism industry; $ 200 million to modernize infrastructure, including broadband access; and $ 500 million for pandemic response efforts.

Budget committee co-chair Rep. Mark Born on Tuesday defended the continuation of Republican bills that Evers will likely veto.

“It’s his prerogative, but it’s not going to make me change my decision,” Born said.


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How to find a real estate agent: step by step guide https://columbus-chamber.org/how-to-find-a-real-estate-agent-step-by-step-guide/ https://columbus-chamber.org/how-to-find-a-real-estate-agent-step-by-step-guide/#respond Wed, 07 Apr 2021 23:17:35 +0000 https://columbus-chamber.org/how-to-find-a-real-estate-agent-step-by-step-guide/ Our goal is to give you the tools and the confidence you need to improve your finances. While we do receive compensation from our partner lenders, whom we will always identify, all opinions are ours. Credible Operations, Inc. NMLS # 1681276, is referred to herein as “Credible”. Most home buyers work with a real estate […]]]>

Our goal is to give you the tools and the confidence you need to improve your finances. While we do receive compensation from our partner lenders, whom we will always identify, all opinions are ours. Credible Operations, Inc. NMLS # 1681276, is referred to herein as “Credible”.

Most home buyers work with a real estate agent, and for good reason.

Having an agent to negotiate on your behalf and handle the transaction helps ensure you get a fair deal and close on time. But knowing that you need an agent and knowing how to find a real estate agent are two totally different things. Fortunately, the process is not as difficult as you might think.

Follow these steps to find a qualified real estate agent in your area:

  1. Start with mortgage pre-approval
  2. Do your research
  3. Use your network
  4. Refine your choices
  5. Interview the best candidates
  6. Hire the best agent

1. Start with mortgage pre-approval

Obtain a mortgage pre-approval before you start looking for a real estate agent. Unless you pay cash, you won’t know how much home you can afford – or even if you’re eligible for financing – until you’ve been pre-approved by a mortgage lender.

2. Do your research

An easy way to build an initial list of qualified agents is to search real estate portals like Zillow. These sites have agent directories that show recent sales activity and agent reviews.

Google and Facebook are also good resources for finding local agents and reviews.

However, Multiple Listing Service (MLS) has much more detailed property information than consumer portals. Make sure the agents you are considering have access to it.

The MLS is a valuable tool not only for finding available homes, but also for finding comparables that will guide your decision on how much to offer for the home you want.

Learn more: Off-Market Homes: How To Find Pocket Ads

3. Use your network

When struggling to find a real estate agent, buyers often overlook one primary resource: their own network.

You probably have family or friends who have been in the same situation as you recently, but have since closed on a house. Over 90% of buyers who have used an agent would use that agent again, according to a survey by National Association of Real Estate Agents, so don’t be afraid to ask for references from people you know.

4. Refine your choices

After doing some preliminary research, the next step is to narrow your choices down to a manageable number.

Zillow and Google reviews can be helpful. That said, the lack of reviews isn’t necessarily a bad sign. It may just mean that the agent gets their business through personal networks and referrals rather than online sources.

Advice: Check the agent’s website and social media profiles. Make sure the agent has taken the time to introduce themselves and their service in a way that shows they are knowledgeable and customer-centric.

Social media profiles of agents can give you a good idea of ​​their personal style. Chances are, some resonate with you more than others. You can learn more about them and what they can do for you by calling them to schedule interviews.

5. Interview the best candidates

Most consumers go to the first agent they go to, but it makes sense to talk to a few before deciding which one will represent you in your business. house purchase. Here are six questions you might ask yourself:

  1. How many sales have you made for buyers in the past year?
  2. How many homes have you sold in my target neighborhood?
  3. How often will we communicate and what are your hours of operation?
  4. What are the terms of your buyer’s agency contract?
  5. What makes you the best choice for a buyer in my situation?
  6. Can I contact your references?

Learn more: How long does it take to buy a house

6. Hire the best agent

As with any good relationship, communication is key. The interview is a great time to set expectations for how often you expect your agent to be in contact.

They should be available to you, the mortgage representative who takes care of your mortgage, the title agent, the home inspector and others involved in your transaction.

Before an agent can represent you, you must also sign a buyer’s agency contract. The agreement generally explains:

  • How the agent is paid
  • Any fees you might pay the real estate brokerage house (for example, upfront fees)
  • That you agree to work exclusively with the agency of your choice
  • General information about the type of property you are looking for (i.e. location, price range)

Often times, an agent’s commission comes from the seller’s product. If this compensation is insufficient, you could be responsible for making up the difference. However, this scenario is relatively rare.

Finally, be sure to speak with agent references before making a final decision. These conversations are invaluable because they give you the opportunity to know first-hand whether the agent handled the referral transactions in an efficient and competent manner.

Credible makes it easy to find a good mortgage rate. You can see the prequalified rates from our partner lenders in the table below in just three minutes. We also provide transparency on lender fees which some comparison sites do not.

About the Author

Daria uhlig

Daria uhlig

Daria Uhlig is a Credible associate who covers mortgages and real estate. His work has been published in publications such as The Motley Fool, USA Today, MSN Money, CNBC, and Yahoo! Finance.

Read more


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Offshore wind power could boost North Carolina’s economy https://columbus-chamber.org/offshore-wind-power-could-boost-north-carolinas-economy/ https://columbus-chamber.org/offshore-wind-power-could-boost-north-carolinas-economy/#respond Wed, 07 Apr 2021 23:17:32 +0000 https://columbus-chamber.org/offshore-wind-power-could-boost-north-carolinas-economy/ In this Monday, August 15, 2016, file photo, three of Deepwater Wind’s turbines lie in the water off Block Island, RI A massive wind farm off the coast of Massachusetts is approaching federal approval, setting up what the Biden administration hopes will be a model for a surge in offshore wind energy development along the […]]]>

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In this Monday, August 15, 2016, file photo, three of Deepwater Wind’s turbines lie in the water off Block Island, RI A massive wind farm off the coast of Massachusetts is approaching federal approval, setting up what the Biden administration hopes will be a model for a surge in offshore wind energy development along the east coast. (AP Photo / Michael Dwyer, File)

To see the direction of power generation in North Carolina, look at a weather vane. It points to the wind.

Last year, Duke Energy, the state’s largest electric utility, and Dominion Energy of Virginia canceled their efforts to build the 600-mile Atlantic Coast Pipeline. The $ 8 billion natural gas project is said to have tied North Carolina to fossil fuel energy for a generation.

This month a consultant’s report prepared for the North Carolina Department of Commerce said the state was “well positioned” to take a new direction by investing in an offshore wind industry that is expected to boom over the next few decades.

Last week, President Joe Biden proposed a $ 2 trillion infrastructure plan this would provide billions of dollars to develop clean energy, including making $ 3 billion in federal loans available for projects related to offshore wind development.

Politico described Biden’s goal of having offshore wind turbines generate 30 gigawatts of electricity by 2030 as “taking the industry from almost zero today to the size of the entire power sector of New England in a decade ”.

The governors of North Carolina, Virginia and Maryland have joined forces to make their states leaders in wind power. In 2020, they announced a wind partnership. He will coordinate the development of the largely untapped energy source off the East Coast as well as the industries that will support it.

What at one point might seem like a marginal, if not fanciful, energy source – offshore wind turbines – has become a central part of national and state plans to move away from fossil fuels. Europe has already installed more than 5,000 offshore wind turbiness in 12 countries.

Drew Ball, state director of the Environment NC advocacy group, said a study by Environment America estimated that North Carolina’s offshore wind resources could provide 465% of the state’s total energy use in 2019. “We could power our state more than four times just with wind,” he said he declared. “The wind is there. We just have to exploit it.

Building offshore wind turbines would help slow climate change and also reduce environmental damage by reducing the dirty process of extracting and transporting fossil fuels. In August alone, a pipeline rupture dumped about 1.2 million gallons of gasoline near Huntersville. Duke Energy customers will pay for years to help clean the utility coal ash pits.

Wind power has its own environmental challenges, but not on the scale of fossil fuels. As Ball noted, “no one has ever heard of a wind turbine spill at sea.”

Economic boost

Beyond its environmental benefits, wind power could also bring strong economic gains not only in construction and maintenance, but also in the manufacture of turbines. The Commerce Department report said North Carolina’s manufacturing sector may develop coastal factories to make wind turbine towers and blades so large they can only be transported by water.

“Wind power means new jobs for the people of North Carolina,” said Machelle Sanders, North Carolina secretary of commerce. “Just as biotechnology was for us many years ago, clean energy today is an industry of the future and North Carolina still embraces the future. “

There are barriers between the vision and reality of North Carolina as a leader in offshore wind energy in the United States. On the one hand, Biden’s massive infrastructure proposal will have to overcome Republican resistance in Congress. Republicans in Congress may find opposing wind energy to have little political support. Polls show popular support even among Republicans.

There are also legitimate concerns about how the construction and operation of the huge offshore turbines could affect the fishing industry, wildlife, military flights and tourism. These concerns should be addressed in consultation with stakeholders.

While not yet a sure thing for North Carolina, wind power is much closer to becoming so. There is no doubt about the direction the pursuit of cleaner energy should take. Go where the wind blows.

BEHIND OUR REPORTING

What is the Editorial Board?

The Charlotte Observer and Raleigh News & Observer Editorial Boards combined in 2019 to provide our readers with more comprehensive and diverse opinion-oriented content on North Carolina. The Editorial Board operates independently of the Charlotte and Raleigh newsrooms and does not influence the work of the reporting and editorial teams. The combined board of directors is chaired by NC Opinion editor-in-chief Peter St. Onge, who is joined in Raleigh by award-winning News & Observer writer Ned Barnett and in Charlotte by Pulitzer-winning cartoonist Kevin Siers. Board members also include News & Observer President and Editor Robyn Tomlin, Observer President and Editor Sherry Chisenhall, Opinion Writer Sara Pequeño in Raleigh, Opinion Intern Paige Masten in Charlotte and longtime News & Observer columnist Barry Saunders. For any questions about the board or our editorials, email pstonge@charlotteobserver.com.


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Derek Chauvin, former Minneapolis cop charged with murder in George Floyd case, released on $ 1 million bail https://columbus-chamber.org/derek-chauvin-former-minneapolis-cop-charged-with-murder-in-george-floyd-case-released-on-1-million-bail/ https://columbus-chamber.org/derek-chauvin-former-minneapolis-cop-charged-with-murder-in-george-floyd-case-released-on-1-million-bail/#respond Wed, 07 Apr 2021 23:17:29 +0000 https://columbus-chamber.org/derek-chauvin-former-minneapolis-cop-charged-with-murder-in-george-floyd-case-released-on-1-million-bail/ Former Minneapolis Police Officer Derek Chauvin has been released from a Minnesota correctional facility after posting bail. CBS Minnesota reports that he left the Minnesota-Oak Park Heights Correctional Facility on Wednesday morning to be transferred to another facility to post bond. Chauvin was charged with second degree murder, third degree murder and manslaughter in the […]]]>

Former Minneapolis Police Officer Derek Chauvin has been released from a Minnesota correctional facility after posting bail.

CBS Minnesota reports that he left the Minnesota-Oak Park Heights Correctional Facility on Wednesday morning to be transferred to another facility to post bond.

Chauvin was charged with second degree murder, third degree murder and manslaughter in the death of George Floyd on May 25 following public outcry over video showing Chauvin kneeling on Floyd’s neck for eight minutes and 46 seconds, even after Floyd became unconscious.

His death sparked protests across the country.

Chauvin and three other officers involved were fired days after Floyd’s death.

The other officers – J. Kueng, Thomas Lane and Tou Thao – were charged with complicity.

Chauvin was sentenced to bail in June, dropped from $ 500,000 when a second degree murder charge was added.

His bail was set at $ 1.25 million or $ 1 million with conditions, CBS Minnesota reports.

Amid national attention to Chauvin following Floyd’s death, Chauvin and his wife, Kellie, were charged with nine counts of tax evasion.

The couple did not report hundreds of thousands of incomes, according to the complaint.

Kellie Chauvin filed a request divorce at the end of May.

Through her lawyer, Kellie Chauvin declared herself devastated by the death of George Floyd and expressed her sympathy to “his family, his relatives and all those who are in mourning”.

The couple have been married for a decade.


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Risky investments took off at the start of 2021 https://columbus-chamber.org/risky-investments-took-off-at-the-start-of-2021/ https://columbus-chamber.org/risky-investments-took-off-at-the-start-of-2021/#respond Wed, 07 Apr 2021 23:17:27 +0000 https://columbus-chamber.org/risky-investments-took-off-at-the-start-of-2021/ NEW YORK – Who needs security when the world is about to get back to normal? Risk stocks considered almost untouchable a year ago performed the best in the market in the first three months of 2021, topping a fourth consecutive quarter of gains for the S&P 500. Airlines, oil producers and banks have skyrocketed […]]]>

NEW YORK – Who needs security when the world is about to get back to normal?

Risk stocks considered almost untouchable a year ago performed the best in the market in the first three months of 2021, topping a fourth consecutive quarter of gains for the S&P 500. Airlines, oil producers and banks have skyrocketed amid expectations that COVID-19 vaccinations and massive U.S. government spending set the stage for a meteoric economic recovery this year.

They are part of a seesaw for market ranking, as investments considered to be the safest and most reliable at the start of the pandemic have suddenly fallen to the back of the pack.

The tumble in the market has been chaotic at times – evidenced by GameStop’s sudden surge in January, as a group of investors with smaller pockets inflated the struggling video game retailer’s stock to levels well above. beyond what analysts thought was rational. But to a casual observer, the shifting tides have remained mostly below the surface of the market.

The S&P 500 posted its smallest quarterly change since the summer of 2019, even as the prices of risky investments rise enough to trigger more alarm bells that a dangerous bubble could form. Here’s a look at some of the first quarter winners and losers:

Focus on a renewal

Bank stocks climbed in the quarter for several reasons, each related to expectations of a stronger economy.

With more people finding jobs and businesses reopening, the hope is that banks will see fewer borrowers falling behind on their loans. They could also earn larger profits on new loans, as long-term interest rates have risen since last fall. The 10-year Treasury yield jumped above 1.70% after a start to the year close to 0.90%, driven by optimism for the economy and expectations of a possible increase in the inflation.

This is a sharp turnaround from March last year, when bank stocks slumped amid uncertainty over how many of their loans would go wrong as the pandemic shut down the world’s economies whole and interest rates were falling.

Live returns

Energy stocks rebounded even more sharply, hitting the S&P 500’s biggest gains in the last quarter after plunging last year. The price of oil rose about 25% in the quarter on Tuesday.

If people start traveling again, it would mean more cars would go to offices and planes would go to vacation spots.

Small change

Small businesses tend to have thinner financial cushions to weather downturns, and that’s why smaller stocks were hit particularly hard in the sell-offs of the past year.

During the first quarter, however, they skyrocketed. With the economy poised to rebound, businesses can resume growth instead of just trying to survive. The Russell 2000 index of smaller stocks roughly doubled the gain of their larger rivals in the S&P 500 in the first quarter.

The bond blues

Bond funds are meant to be the ballast in any investor’s portfolio, largely holding steady while other investments swing up and down.

But many bond funds posted losses in the first quarter as Treasury yields rose. One of the factors that weighed on the prices of treasury bills and bonds, and therefore the overall corporate bond market, has been rising optimism for the economy. When this happens, fewer buyers are looking for safe investments.

There are also concerns about the return of one of bond investors’ worst enemies, inflation. With so much US government spending underway and an economy poised to rebound, some investors expect cash register prices across the country to rise after years of very modest gains. This would mean that fixed payment bonds in the future will not be able to buy as much.

Declines in bond prices pushed the average mid-term core bond fund down 2.9% in the first quarter on Tuesday, according to Morningstar.

Technical time-out

One of the most surprisingly safe – and powerful – investments of the start of the pandemic has suddenly lost momentum.

Tech stocks have carried the market higher for much of the past year, expecting they can continue to grow, even in a home economy. Investors were also willing to pay higher prices for shares of companies where strong earnings growth seemed possible for many years to come, as ultra-low interest rates on bonds meant they weren’t losing much. yield by waiting to wait that long.

But investors are now turning their attention again to the companies whose profits are expected to grow the most as the economy wakes up. Higher interest rates add further pressure on high growth stocks, which often lagged the market during the first quarter.

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Damien Hardwick keen on AFL loan system | Busselton-Dunsborough Courier https://columbus-chamber.org/damien-hardwick-keen-on-afl-loan-system-busselton-dunsborough-courier/ https://columbus-chamber.org/damien-hardwick-keen-on-afl-loan-system-busselton-dunsborough-courier/#respond Wed, 07 Apr 2021 23:17:25 +0000 https://columbus-chamber.org/damien-hardwick-keen-on-afl-loan-system-busselton-dunsborough-courier/ Richmond coach Damien Hardwick has said he would like to see a loan system introduced in the AFL to give young players the opportunity to gain more playing time. AFL club Gold Coast are in the midst of a ruck crisis, with co-captain Jarrod Witts (ACL) and youngster Matt Conroy (ACL) missing for the season […]]]>

Richmond coach Damien Hardwick has said he would like to see a loan system introduced in the AFL to give young players the opportunity to gain more playing time.

AFL club Gold Coast are in the midst of a ruck crisis, with co-captain Jarrod Witts (ACL) and youngster Matt Conroy (ACL) missing for the season and Zac Smith (knee) unavailable for at least a month.

As it stands, the Suns won’t be able to complete their ruck department until the June mid-season draft, but a football-style loan system would allow immediate reinforcement.

Hardwick cited the example of young Tigers ruckman Samson Ryan, who, due to the depth of Richmond’s ruck, is unlikely to be playing in his preferred position at the AFL or VFL level anytime soon, as a player who could benefit from it. .

“Anything that gives a young player a chance to play, I love it,” Hardwick told reporters on Wednesday.

“We have a kid by the name of Samson Ryan that we would like to loan (to the Suns).

“At the end of the day, this kid, we’re really excited about what he’s going to bring, but we’ve got Coleman-Jones, we’ve got Mabior Chol, we’ve got Samson – so he’s sitting there playing forward in VFL football. .

“Not that I would like to give them Samson if he plays against us, but anything that gives a player the opportunity to play at the AFL, I think we absolutely should think about.”

Loan schemes are common in world football, while the Australian A-League introduced an internal loan scheme for players under 23 in 2018.

Often, loaned players are not eligible to play against their parent club.

In the NRL last year, Melbourne’s Harry Grant and Wests Tigers’ Paul Momirovski traded clubs as part of a season-long loan deal, while some clubs also sent players in the form of loans to short term to the Warriors while based in Australia.

Australian Associated Press


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US makes student loan relief easier for people with disabilities https://columbus-chamber.org/us-makes-student-loan-relief-easier-for-people-with-disabilities/ https://columbus-chamber.org/us-makes-student-loan-relief-easier-for-people-with-disabilities/#respond Wed, 07 Apr 2021 23:17:23 +0000 https://columbus-chamber.org/us-makes-student-loan-relief-easier-for-people-with-disabilities/ The US Department of Education is forgiving student debt for more than 40,000 Americans who had previously received loan forgiveness due to a disability, but then had their debt restored after failing to submit certain documents, the agency announced on Monday. What would you like to know Department of Education Cancels Student Debt for Americans […]]]>

The US Department of Education is forgiving student debt for more than 40,000 Americans who had previously received loan forgiveness due to a disability, but then had their debt restored after failing to submit certain documents, the agency announced on Monday.


What would you like to know

  • Department of Education Cancels Student Debt for Americans Who Had Previously Received a Loan Forgiveness Due to Disability, But Then Had Their Debt Reinstated
  • The new policy announced Monday will impact approximately 40,000 Americans; the ministry will consider further changes to the reporting requirements in the future
  • Action targets loan forgiveness program aimed at helping people with disabilities, but critics say has overly heavy rules
  • Borrowers are eligible if they can present documents proving a mental or physical disability that has lasted for at least five years or is expected to last that long.

The action targets a loan cancellation program that aims to help people with disabilities, but which critics say has overly onerous rules. After getting a loan forgiveness, borrowers are required to present documents proving their income for three years. If their income exceeds certain thresholds – or if they do not present documents – they are again forced to pay their loans.

Recognizing the challenges of the program, the Education Department said it will relax the rules during the coronavirus pandemic and consider other changes to reporting requirements in the future.

Until the federal government declares the pandemic over, more than 190,000 borrowers who are now in the three-year monitoring period will not be required to show proof of income, the agency said. Another 41,000 people whose debt was written off due to paperwork issues will once again get loan forgiveness, for a combined $ 1.3 billion.

Education Secretary Miguel Cardona said borrowers with disabilities should not “put their health on the line” to submit income information.

The measure was a disappointment for defenders who called for a complete overhaul of the program. Student Defense, a Washington legal group, said the action helps a small fraction of borrowers eligible for the program. The group urged Biden to automatically erase loans for all eligible borrowers and remove the watch period permanently.

Alex Elson, senior lawyer for the group, said the new measure “is not a victory for the students”.

“There are around 400,000 disabled borrowers who, according to the Social Security Administration, have already determined that they are legally owed to debt relief,” he said. “The Department of Education knows exactly who they are, but chooses not to do anything for them. “

A senior ministry official said the agency was considering permanent changes to the program, but would have to go through a federal rule-making process that takes months of negotiation.

The program was created to help people “totally and permanently disabled” and unable to generate significant income.

Borrowers are eligible if they can present documents proving a mental or physical disability that has lasted for at least five years or is expected to last that long. During the follow-up period, their income should not exceed the poverty line of a family of two in their state.

The program came under intense scrutiny in 2016 after a federal watchdog discovered that tax reporting rules were a major hurdle for borrowers. The United States Government Accountability Office found that 98% of the time loans were reinstated was because borrowers failed to submit the correct documents, not because they were earning too much.

In 2019, the Trump administration decided to grant automatic loan discharges to veterans who become eligible for the program. Those who have not served in the military, however, should apply for relief. Advocates estimate that nearly 70% of eligible borrowers have not received a loan forgiveness and have student debt estimated at $ 14 billion.

The Associated Press contributed to this report.


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Kemba Walker feels ‘no pain’ in his knee, Boston Celtics expect him to play early in games https://columbus-chamber.org/kemba-walker-feels-no-pain-in-his-knee-boston-celtics-expect-him-to-play-early-in-games/ https://columbus-chamber.org/kemba-walker-feels-no-pain-in-his-knee-boston-celtics-expect-him-to-play-early-in-games/#respond Wed, 07 Apr 2021 23:17:21 +0000 https://columbus-chamber.org/kemba-walker-feels-no-pain-in-his-knee-boston-celtics-expect-him-to-play-early-in-games/ Boston Celtics practiced Wednesday after a day of rest in Orlando. Again, the practice did not include the All-Star point guard Kemba Walker, but this time the team say it’s because he did individual training yesterday. “They put it on a day off, on a plan day,” Brad Stevens said of the medical staff’s management […]]]>

Boston Celtics practiced Wednesday after a day of rest in Orlando. Again, the practice did not include the All-Star point guard Kemba Walker, but this time the team say it’s because he did individual training yesterday.

“They put it on a day off, on a plan day,” Brad Stevens said of the medical staff’s management of Walker’s disease. knee strengthening program. “He did a lot of racing yesterday, shooting. He’s pulling a bit right now. He reacted very well, his knee feels good, and that’s a good thing.

News from Walker’s knee discomfort was unexpected, especially after Walker explained how much the break had helped him. The circumstances of the bubble mean there is less information coming out of it, and so the fact that he is not practicing has heightened attention to his performance. Stevens tried to clarify that while it’s not ideal, it’s not bad either.

“It wasn’t anything major,” Stevens said. “I understand why the questions are about him. We feel good about the progress he has made, we feel good that he has no pain, we feel good that he is building up strength. Strength is the number one thing. We’ve got to make sure he’s feeling as good as he can be because the track record, the physical record of those standings games and the playoffs, especially when you go every other day for the most part, is going to be important to guys. that are playing major minutes, so that’s a big part of it. “

It’s unclear to what extent the one-day, one-day-off plan will involve him in scrimmages on the pitch. At some point, he will have to move up and down the floor not only to test the knee and how it reacts, but to get used to playing basketball on a full court. The Celtics play their first exhibition game a week from Friday and they start to seed games after that. Walker and the Celtics need a few reps together as they prepare for a deep playoff run.

“We’re not such an explosive attacking team without Kemba, but we have a lot of very good attacking players,” said Stevens. “When he’s not available for training, we’ll have to focus our best actions on others. But everything indicates that it will be available when we play games.

Before that happens, Walker needs to get to a point where he and the team are confident he can handle the workload.

“He really prioritizes building strength in that knee, so the day off the day will be in effect for a while,” Stevens said. “If there is any discomfort at the start, our training staff have a plan in place and I just follow it. Whatever is best for Kemba is obviously the best for us.

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Michigan’s Ben Mason accepts Senior Bowl invitation https://columbus-chamber.org/michigans-ben-mason-accepts-senior-bowl-invitation/ https://columbus-chamber.org/michigans-ben-mason-accepts-senior-bowl-invitation/#respond Wed, 07 Apr 2021 23:17:18 +0000 https://columbus-chamber.org/michigans-ben-mason-accepts-senior-bowl-invitation/ A third player from Michigan has accepted an invitation to the Senior Bowl. Full-back Ben Mason, whose dynamic demeanor has captured the hearts and minds of Wolverines fans for the past four years, pledged this week to appear in the game on January 30, 2021 in Mobile, Ala. Each year, the Senior Bowl offers college […]]]>

A third player from Michigan has accepted an invitation to the Senior Bowl.

Full-back Ben Mason, whose dynamic demeanor has captured the hearts and minds of Wolverines fans for the past four years, pledged this week to appear in the game on January 30, 2021 in Mobile, Ala.

Each year, the Senior Bowl offers college graduates and fourth-year juniors who declare for the NFL Draft the opportunity to train and play in front of scouts and staff on the NFL team.

The game will be played on NFL Network at the newly opened Hancock Whitney Stadium on the University of South Alabama campus.

Mason took to social media Monday night to confirm the news, writing “I can’t wait for the next step” on Twitter.

Mason, a senior, played 45 games during his four-year tenure in Michigan, twice winning the team’s “toughest player” award. The 6-3, 254-pound player made 37 carries for 87 yards and nine touchdowns, and caught three passes for 32 yards and one touchdown.

A native of Newtown, Connecticut, Mason was named captain by his teammates for the 2020 season. He is currently ranked as the No.1 fullback in the 2021 NFL Draft by ESPN analyst Mel Kiper.

“This one was a no-brainer,” wrote Jim Nagy, Senior Bowl executive director and former NFL scout. “Trevor Lawrence and Ben Mason might be the only indisputable best players at their respective positions in the 2021 draft. Football is just better with a fullback.

Former Michigan wide receiver Nico Collins and cornerback Ambry Thomas will join Mason at the Senior Bowl this year, both of whom have retired from the 2020 season.

PAID GRADUATES: With Kwity Paye set to leave for the NFL, the Big Ten defensive end shared personal news on Monday.

The Providence, Rhode Island native graduated from the University of Michigan “in 3.5 years,” Paye wrote on Twitter.

“I got this diploma for my mother,” Paye added.

Pay is a first-round projection by some analysts in the NFL Draft, impressed with his speed and athleticism. A former three-star rookie, Paye ended his college career with a three-time Big Ten selection.

Learn more about Michigan football:

Michigan’s Josh Gattis vouches for Ohio State playoff bid

Wolverines in the NFL: Brady leads 2nd half comeback; Khaleke Hudson takes the first start

Final report card: any good points for Michigan this season?

What went wrong for Michigan football in 2020

RB Christian Turner enters the transfer portal


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Business News | Stock market and stock market news https://columbus-chamber.org/business-news-stock-market-and-stock-market-news/ https://columbus-chamber.org/business-news-stock-market-and-stock-market-news/#respond Wed, 07 Apr 2021 23:17:16 +0000 https://columbus-chamber.org/business-news-stock-market-and-stock-market-news/ Search for quotes, news, net asset values ​​of mutual funds TIC INE154A01025, ITC, 500875 Vodafone idea INE669E01016, IDEA, 532822 Addiction INE002A01018, RELIANCE, 500325 Yes Bank INE528G01035, OUIBANQUE, 532648 IRCTC INE335Y01012, IRCTC, 542830 Search for quotes, news, net asset values ​​of mutual funds TIC INE154A01025, ITC, 500875 Vodafone idea INE669E01016, IDEA, 532822 Addiction INE002A01018, RELIANCE, 500325 […]]]>






















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